body {
	background-color: #FFFFFF;
	margin: 0px;
}
.top-left-bkgrnd {
	background-color: #FFFFFF;
	background-image: url(../images/top-left-bkgrnd.png);
	background-repeat: no-repeat;
}
.left-nav-bkgrnd {
	background-color: #EFCB77;
	background-image: url(../images/left-bkgrnd.png);
	background-repeat: repeat;
}
.body-text {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: normal;
	color: #000000;
	text-decoration: none;
}
.watermark-bkgrnd {
	background-repeat: repeat;

	background-image: url(
../images/bgrd-img.gif;
	background-image: url(../images/bgrd-img.gif);
}
.nav-text {
	display: block;
	font-family: Tahoma;
	font-size: 11px;
	font-weight: bold;
	color: #000000;
	text-decoration: none;
	text-transform: uppercase;
	text-indent: 2px;
	height: 16px;
	padding-top: 4px;
}

#nav-td1{
	height:20;
	width: 159px;
	padding-right: 2px;
}

#nav-td1:hover{
	background-image: url(../images/nav-on.png);
	background-repeat: no-repeat;
	height:20;
	width: 159px;
	padding-right: 2px;
}
#nav-td2{
	height:20;
	width: 159px;
	padding-right: 2px;
}

#nav-td2:hover{
	background-image: url(../images/nav-on.png);
	background-repeat: no-repeat;
	height:20;
	width: 159px;
	padding-right: 2px;
}
#nav-td3{
	height:20;
	width: 159px;
	padding-right: 2px;
}

#nav-td3:hover{
	background-image: url(../images/nav-on.png);
	background-repeat: no-repeat;
	height:20;
	width: 159px;
	padding-right: 2px;
}
#nav-td4{
	height:20;
	width: 159px;
	padding-right: 2px;
}

#nav-td4:hover{
	background-image: url(../images/nav-on.png);
	background-repeat: no-repeat;
	height:20;
	width: 159px;
	padding-right: 2px;
}
#nav-td5{
	height:20;
	width: 159px;
	padding-right: 2px;
}

#nav-td5:hover{
	background-image: url(../images/nav-on.png);
	background-repeat: no-repeat;
	height:20;
	width: 159px;
	padding-right: 2px;
}
#nav-td6{
	height:20;
	width: 159px;
	padding-right: 2px;
}

#nav-td6:hover{
	background-image: url(../images/nav-on.png);
	background-repeat: no-repeat;
	height:20;
	width: 159px;
	padding-right: 2px;
}
#nav-td7{
	height:20;
	width: 159px;
	padding-right: 2px;
}

#nav-td7:hover{
	background-image: url(../images/nav-on.png);
	background-repeat: no-repeat;
	height:20;
	width: 159px;
	padding-right: 2px;
}
.footer {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-weight: normal;
	text-transform: capitalize;
	color: #221F56;
}

.footer-text {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-weight: normal;
	text-transform: capitalize;
	color: #000000;
	text-decoration; text-decoration: none;
}

.footer-text:hover {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-weight: normal;
	text-transform: capitalize;
	color: #000000;
	text-decoration: underline;
}

h1 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: normal;
	text-transform: capitalize;
	color: #000000;
	text-decoration: none;
	background-color: #F0F0F0;
	border-bottom-width: 1px;
	border-bottom-style: solid;
	border-bottom-color: #CCCCCC;
	margin-right: 0px;
	margin-bottom: 7px;
	margin-left: 0px;
	padding-left: 50px;
	padding-top: 2px;
	padding-bottom: 2px;
	margin-top: 0px;
}
.index-header {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 18px;
	font-weight: bold;
	text-transform: capitalize;
	color: #000000;
	text-decoration: none;
}
.img-caption {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	font-weight: normal;
	color: #000000;
	text-decoration: none;
	font-style: italic;
}
.links {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: normal;
	text-transform: capitalize;
	color: #221F56;
	text-decoration: underline;
}

.links:hover {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: normal;
	text-transform: capitalize;
	color: #221F56;
	text-decoration: none;
}